Member
survey of your experience with motor insurance for your MGV8
When the survey responses have been examined and a report is prepared
a copy will be made available to each contributor to the survey prior
to its general publication.
Insurance survey form
As a "thank you" for contributions to the survey a free
12 month subscription for updates to the latest volume in your set
of workshop notes will be available to all Members who send in
a survey form.
"Member" is is a current member of the MG Car Club, or of
a recognised overseas branch or affiliate of the MG Car Club, who
has also registered an MGV8 with the V8 Register.
Posted: 200315 |
Classic
car motor insurance cover is important for fellow MGV8 owners
not least the key features of the policy - an agreed value,
a limited annual mileage condition and the premium payable.
But there are other areas of interest, for example how helpful
the broker is in setting up and then renewing the cover, how
the insurer handles claims, what support the broker provides
when a claim is made. There are also more detailed issues over
the terms of the policy, for example how does the insurer treat
scrappage if you were to make a claim for serious damage to
your MGV8. In many cases where insurers make a full payout equal
to the insured amount (the agreed value) they retain the scrappage
so if you wish to use the insurance payout to rebuild your MGV8
you have to negotiate with the insurer to agree the scrappage
value before you can buy back the car! Often a classic car owner
is unaware of this condition in their policy and when faced
with the reality it comes as a real surprise.
Aim of this survey is to gather information from fellow
Members on their experience with searching for a policy, which
route did they take for their search (through a specialist broker
or direct to an insurer), what information on the policy offered
was provided by the broker or insurer, how Members assessed
the policy offers they received, what procedures and requirements
did the broker or insurer have for setting an agreed value,
what premium was paid in the first and then subsequent years,
was there any discount for Club membership, what was the renewal
experience like and finally where you have unfortunately had
to make a claim what has been your experience in terms of how
the claims handling went. A prompt report from that survey information
will be released to Members who have participated in the survey
and later to fellow Members through an article on the V8 Website.
Go to the
online survey form here
Member details will not be revealed in any report published
on the V8 Website or elsewhere. The data fields below for Member
details are simply there to enable the V8 Webmaster to contact
you to follow up any views or comments on your experience with
classic motor insurance policies. The Member details will also
enable the V8 Webmaster to screen out any spoof survey forms
from trolls or mischief makers - unfortunately this occasionally
happens as the V8 Website is run on an "open to all"
basis.
Please feel able to contact the V8 Webmaster to discuss
any aspects or issues related to the survey. Contacts |
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